Terms & Conditions

1. Terms
   By accessing this website, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
2. Use License
   Permission is granted to temporarily download one copy of the materials on the website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
   modify or copy the materials;
   use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
   attempt to decompile or reverse engineer any software contained on the website;
   remove any copyright or other proprietary notations from the materials;
   or transfer the materials to another person or “mirror” the materials on any other server.
   This license shall automatically terminate if you violate any of these restrictions and may be terminated by Investing in Our Youth at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
3. Disclaimer
   The materials on the website are provided on an ‘as is’ basis. Investing in Our Youth makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
   Further, Investing in Our Youth does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
4. Limitations
   In no event shall Investing in Our Youth or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the website. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
5. Accuracy of materials
   The materials appearing on the website could include technical, typographical, or photographic errors. Investing in Our Youth does not warrant that any of the materials on its website are accurate, complete, or current. Investing in Our Youth may make changes to the materials contained on its website at any time without notice.
6. Links
   Investing in Our Youth has not reviewed all the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Investing in Our Youth of the site. Use of any such linked website is at the user’s own risk.
7. Modifications
   Investing in Our Youth may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
8. Governing Law
   These terms and conditions are governed by and construed in accordance with the laws of Western Australia and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
9. Policy Regarding Refund Requests
   You acknowledge and agree that any request made by you regarding a refund of payment made by you to Investing in Our Youth must be in writing and will be considered on a case-by-case basis. Investing in Our Youth reserves the right to refuse any request.
10. Privacy Policy
    Your privacy is important to us. It is Investing in Our Youth’s policy to respect your privacy regarding any information we may collect from you across our website. We don’t ask for your personal information unless we truly need it. When we do, we’ll only collect what we need by fair and lawful means and, where appropriate, with your knowledge or consent. We’ll also let you know why we’re collecting it and how it will be used.
    We don’t share your personal information with third-parties, except where required by law. We will only retain personal information for as long as necessary to provide you with a service.We don’t store your personal information on our servers unless it’s required for providing a service to you. What we store, we’ll protect within commercially acceptable means to protect your personal information from loss or theft, as well as unauthorised access, disclosure, copying, use or modification.
11. Privacy Policy Complaints and Enquiries
    If you have any queries or complaints about the Privacy Policy please contact Investing in Our Youth through the contact form.